What does not kill us makes us stronger: the story of repetitive consumer loan applications.
(2020)
Journal Article
CAGLAYAN, M., TALAVERA, O., XIONG, L. and ZHANG, J. 2022. What does not kill us makes us stronger: the story of repetitive consumer loan applications. European journal of finance [online], 28(1), pages 46-65. Available from: https://doi.org/10.1080/1351847X.2020.1793792
We investigate borrower and lender behaviours when the borrower has experienced a sequence of failed loan applications. Our analysis is based on half a million observations from an established peer-to-peer (P2P) loan platform in China, from 2010 to 2... Read More about What does not kill us makes us stronger: the story of repetitive consumer loan applications..