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Tanzanian micro enterprises and micro finance: the role and impact for poor rural women.

Ssendi, Lucy; Anderson, Alistair R.

Authors

Lucy Ssendi

Alistair R. Anderson



Abstract

This article explores the nature of micro finance, or micro credit, in rural Tanzania. It begins by examining the types of finance available to the poor who operate micro enterprises. We then consider the intended role and availability of micro credit in alleviating poverty. We find that most institutes which offer loan facilities operate mainly in urban centres, thus restricting accessibility for the rural poor. Moreover, the modest lending conditions have also created an obstacle for the poorest women. The empirical part of our study examines the impact of one institution, the SELF project which is specifically intended to address these issues. By means of a survey, we find that SELF loans have had some benefits in improving the profitability of micro enterprises run by rural poor women, but there seems to be little long-term effect as measured by increases in household assets.

Citation

SSENDI, L. and ANDERSON, A.R. 2009. Tanzanian micro enterprises and micro finance: the role and impact for poor rural women. Journal of entrepreneurship [online], 18(1), pages 1-19. Available from: https://doi.org/10.1177/097135570801800101

Journal Article Type Article
Acceptance Date Mar 1, 2009
Online Publication Date Mar 1, 2009
Publication Date Mar 31, 2009
Deposit Date Oct 27, 2014
Publicly Available Date Oct 27, 2014
Journal Journal of entrepreneurship
Print ISSN 0971-3557
Electronic ISSN 0973-0745
Publisher SAGE Publications
Peer Reviewed Peer Reviewed
Volume 18
Issue 1
Pages 1-19
DOI https://doi.org/10.1177/097135570801800101
Public URL http://hdl.handle.net/10059/1062

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